SURECRED CAPITAL PLC Privacy Policy

Thank you for using SURECRED CAPITAL PLC (hereinafter referred to as the "Application"). This Privacy Agreement is intended to explain to you how we collect, use and protect your personal information.
The Privacy Agreement provides transparency on how we collect, use and process personal data, enabling users to understand how the data will be used. It also ensures that users have the right to know, that is, before providing personal data, they must know clearly how the data will be used and can make informed decisions about it. Please read the following carefully.

1. Information Collection and Use
1.1 Registration Information: In order to use this Application, you need to provide personal information such as name, ID number, contact information, etc. We will collect, use and store this information legally and fairly in accordance with the provisions of relevant laws and regulations.
1.2 Transaction Information: When you use this Application for loan transactions, we will collect information related to the transaction, including but not limited to the loan amount, repayment plan, repayment record, etc. This information will be used to process your loan application, manage your loan account and provide related services.
1.3 Device Information: We may collect information about the device you use this Application, including but not limited to device model, operating system version, IP address, etc. This information will be used to optimize the functionality and performance of this application and to ensure the security of your account.

2. Permission data
We will collect the following mobile phone data permissions, and user permission collection is also to protect the user's account and data security.We will upload the user's data to an address that has undergone data security protection measures (https:surecred.cc)

2.1 COARSE LOCATION, by obtaining approximate location permissions, we can understand the user's approximate location information to provide more personalized location services. After analyzing the user's location information, it is used in financial anti-fraud strategies. By analyzing the user's location information, abnormal transactions or activity patterns can be detected and corresponding security measures can be taken, such as requiring further identity verification or rejecting suspicious transactions. Data is transmitted and uploaded to the server via a secure connectionhttps:surecred.cc

2.2 Camera, camera permissions can be used for identity authentication and security purposes. We can ask users to take photos of their ID cards, driver's licenses, or other identification documents to verify their identities and ensure the security of their accounts. This helps prevent identity theft and fraud and improves the security of financial transactions.
2.3 Advertising ID, advertising identifier is a unique identification code generated by the device to help understand user interests and behavior patterns. By collecting advertising IDs, personalized advertising content can be displayed to improve the relevance and accuracy of advertising. Advertising IDs also help analyze the display effect of advertisements and user interactions, thereby optimizing advertising delivery strategies and improving the quality of advertisements and user experience.
2.4 Contact information, users can fill in or actively select two emergency contacts, including their names, mobile phone numbers and relationships with users. In addition to the contact information actively provided by the user, no other contact information will be obtained. If the user cannot be found, this data will be used to contact the user. The data is transmitted via a secure connection We will upload the user's data to an address that has undergone data security protection measures (https:surecred.cc)and uploaded to the server

2.5.SMS: Automatically fill in SMS verification codes (OTPs) by reading SMS text messages to simplify the login process and avoid manual entry errors. Only verification codes from specific senders are read, not all SMS messages. Bills and spending records in SMS messages are analyzed to assess the user's credit and repayment ability. Data is desensitized and original content must not be stored. Data storage location (https:surecred.cc)

2.6.Device Information: Access to device information (such as IMEI, MAC address, serial number, device model, operating system version, etc.) is used for risk control, anti-fraud, and user security. This allows detection of rooted/jailbroken devices, virtual machines, proxy IP addresses, and other factors to determine whether the user is high-risk.
● Combining device information, IP address, GPS, and other information to determine whether the user has frequently applied for loans within a short period of time (multiple loans).
● Detecting whether the device is associated with other high-risk accounts (such as those marked as fraudulent).

3. Information Protection
3.1 We will take reasonable security measures to protect your personal information and prevent unauthorized access, use, disclosure or damage. We will use encryption technology, access control and security audits to protect your information security. Our server address is
3.2 We will store your personal information within the time limit required by laws and regulations and destroy it securely when it is no longer needed.

4. Information Use
4.1 We will strictly abide by the provisions of laws and regulations and use your personal information only within the scope permitted by law. We will use it for the following purposes:
• Process your loan application and provide related services;
• Analyze user behavior, improve product functions and user experience;
• Conduct marketing and promotion activities and send you relevant notifications and information.
4.2 We will do our best to ensure that you have control over your personal information. You have the right to access, correct, and delete your personal information at any time, and you have the right to choose whether to receive our marketing and promotion information.

5. Information Disclosure
5.1 We will comply with the requirements of laws and regulations and disclose your personal information only in the following circumstances:
• With your consent or authorization;
• In accordance with the provisions of laws and regulations;
• At the request of the court, government agency or other authorized agency;
• To protect our legitimate rights and interests or the safety of users.

5.2 We will share your personal information with third-party partners in order to provide better services. We will require these partners to protect the security and confidentiality of your personal information. Data is transmitted and uploaded to the server via a secure connection (https).

6. Disclaimer
6.1 You shall keep your account information and password safe and be responsible for the security of your account.
6.2 When using third-party links or services, you shall carefully read and comply with their privacy policies and user agreements. We are not responsible for any losses or consequences that may be caused by third-party links or services.

7. Applicable Law and Dispute Resolution
If any dispute arises in connection with this Privacy Agreement, the parties shall resolve it through friendly negotiation. If the negotiation fails, either party shall have the right to submit the dispute to a court of competent jurisdiction for resolution.
Please read and understand the contents of this Privacy Agreement carefully before using this application. If you have any questions or comments about this Privacy Agreement, please contact us SURECRED CAPITAL PLC.
Our customer service email address is: [email protected].